Someone can wipe-clean your bank account..Beware

Yes this is true, as technology is advancing for your benefit so is for your harm. There are no. of phishing attacks daily to steal your confidential bank details… read ahead to see phishing in action.

What is Phishing?

Phishing is the act of attempting to acquire information such as usernames, passwords, and credit card details (and sometimes, indirectly, money) by masquerading as a trustworthy entity in an electronic communication. Communications purporting to be from popular social web sites, auction sites, banks, online payment processors or IT administrators are commonly used to lure unsuspecting public.

Source: Wikipedia

In simple words, when someone tries to steal your confidential information.

See Phishing in action

I got an email from SBI stating that they need to reconfirm my details as required by RBI.

phishing email

From the email it looks perfectly normal as it is from a valid sender (see ‘from’ in the email above) [email protected] (more on this later). I thought ok, I should go ahead and reconfirm my details else my account will be blocked. When I clicked the link, following window opened:

phishing online panel 1

That’s perfect ! As I have previously used SBI online I know this is the SBI website… But wait, let’s look at the address bar. It says, well there is something wrong with this. Ok. let’s go ahead and try to login as there is no harm in logging in .

So when you login using your id and password, you can see the second page below:

phishing online panel

Now on this page it is asking for all information that is required to operate your account. So if you fill and submit this page your complete information will be saved with the sender and then they can easily login and operate your account.

So now you have an idea how harmful is online banking…….. if you are not playing it safe.

Now lets have a look at original SBI online website. Below is the login page of SBI Online:

phishing panel real

Exactly the same as earlier one…. with only difference in the address bar… It is

Also see the green bar with lock sign and State Bank of India written in it. This is extended security which SBIonline website has taken and it this bar is there, it tell you this website is real.

If you have noticed by now the email came from whreas the real website is…

So the takeaway here is, online banking is good… but all you need is to be careful while using any of your bank information on the internet or phone or anywhere else.

I am giving the phishing website link below, so that you can see for yourself. Do not punch in your real account information in it.

Phishing Website Link

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